N.A.C.A provides FREE Loan Modification assistance and meaningful guidance to all homeowners. N.A.C.A understands the stress and difficulties every homeowner like you is being subjected too when you try to reach a sensible resolution thru a FREE Home Loan Modification. N.A.C.A Home Loan Modification Counselors will asses your financial situation and identify current flaws in your financial package thus allowing you a chance to make necessary adjustments not only increasing your eligibility for approval but also minimize your lenders ability to blame you for not qualifying. N.A.C.A Loan Modification will provide you with a Home Affordable Modification (HAMP) and a Making Home Affordable (MHA) full approval simulator allowing you to identify the true sustainability of the final loan modification before you get started, giving you time to take alternative avenues available to you that your lender will not inform you of.
 
Innovative technology
     The N.A.C.A program has developed state-of-the-art Legal software integrated with Mortgage Banking Loss Mitigation for web-based counseling, processing and underwriting., called "EZLegal", which is the envy of both the legal and mortgage industry. This is a paperless system that allows for individual password protected information and document upload, update, recall and delivery of all required lender specific documents along with date and time stamped conversation and action log that not only makes it easy for your lender to approve your loan modification but serves as your key legal exhibit proving your efforts and your lenders shortcomings in any State and Federal Court Room.

We prepare you for victory
     Using our state-of-the-art Legal Software we can easily identify errors, mistakes, misrepresentations and fraud perpetrated against you by your lender or your lenders agent as well as pre-qualify you for you that lenders will typically not participate in voluntarily. For homeowners that realize their lenders permanent voluntary loan modification is truly unsustainable, simply undesirable or those homeowners getting rejected by their lender we have Non Profit Law Professionals that can provide material and products you can benefit from using the real and present threat of a law suit or even suing the lender if necessary. N.A.C.A will refer you to a member of our Coalition prepared and suited to take very aggressive methods to save your homeownership rights when it appears necessary by your request, your individual situation or your lenders clear refusal to offer you long term affordability. By contacting N.A.C.A you will be giving us permission to forward your information to a Non Profit Law Clinic for their services if needed.

Disclosure

      By submitting information on this form, you have reviewed our privacy policy. Our privacy policy tells you how we will use the information that you provide and how you can prevent us from sharing that information with others.

     Important-please read: By providing your contact information on this website, you are expressly granting permission to be contacted regarding free loan modification assistance services even though you may have previously chosen to have your telephone number added to any do-not-call list including lists maintained by any local, state, or federal government agency. This is not a government site or program. There is information on this site to help you find out more about the government programs that exist.

        This is an advertisement for NONPROFIT ALLIANCE of CONSUMER ADVOCATES (N.A.C.A) a nonprofit legal clinic, not associated with the NACA that stands for Neighborhood Assistance Corporation of America who may offer services in a similar field. We offer free loan modification assistance and many other completely free services and products, along with serving as a referring Legal Clinic to qualified State Bar Licensed Attorney’s for paid legal actions, such as lawsuits, Bankruptcy for those facing foreclosure... N.A.C.A is not associated with any local, state or federal government agencies.

     Additionally, N.A.C.A is not associated with and does not have any inside relationship with any particular lender and/or mortgage servicer.

     We are not associated with the federal government or the American Reinvestment and Renewal Act. We are not a government agency and are not affiliated with NACA , Hope Now, Housing and Urban Development (HUD), Bank of America, Chase Bank, JP Morgan Chase , Wells Fargo, Bank One, IndyMac or One West Bank, Citi Bank, Fannie Mae or Freddie Mac, Federal Housing Administration (FHA) , Litton loan servicing, Ocwen or Aurora loan servicing (NOTE EACH OF THE ABOVE ARE INDEPENDENT ENTITIES WHICH HAVE FULL RIGHTS TO THEIR NAMES, WHICH ARE ALL REGISTERED BY THEM INDEENDENTLY, AND HAVE NOTHING WHATSOEVER TO DO WITH US).

Respectfully,

Non-Profit Alliance of Consumer Advocates (N.A.C.A)

A Coalition of Legal Professionals, Mortgage Banking and Loss Mitigation Experts helping Homeowners

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